:root{
  --navy:#0e1a2b;
  --navy-2:#152944;
  --gold:#d4a437;
  --gold-2:#f0c25b;
  --bg:#fafaf7;
  --surface:#ffffff;
  --ink:#10172a;
  --muted:#56607a;
  --line:#e6e7ec;
  --radius:14px;
  --shadow:0 10px 30px -12px rgba(14,26,43,.18);
  --max:1180px;
  --font-display:'Playfair Display', Georgia, serif;
  --font-body:'Inter', system-ui, sans-serif;
}
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Playfair+Display:wght@600;700&display=swap');
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block;height:auto}
a{color:var(--navy);text-decoration:none}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}
.narrow{max-width:780px}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--navy);line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.6rem,2.8vw,2.3rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em;color:var(--muted)}
.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:.6rem}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:18px;padding:14px 22px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy);font-family:var(--font-display);font-size:1.15rem}
.brand img{width:38px;height:38px;object-fit:contain}
.nav{display:flex;gap:22px;margin-left:auto}
.nav a{font-size:.95rem;color:var(--ink);font-weight:500;position:relative;padding:6px 0}
.nav a:hover,.nav a.active{color:var(--navy)}
.nav a.active::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--gold)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:999px;font-weight:600;border:none;cursor:pointer;transition:transform .15s,box-shadow .15s;font-size:.95rem}
.btn-primary{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:var(--navy)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 8px 22px -8px rgba(212,164,55,.6)}
.btn-outline{background:transparent;border:1.5px solid #fff;color:#fff}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-call{background:var(--navy);color:#fff;padding:10px 16px;font-size:.9rem}
.btn-call:hover{background:var(--navy-2)}
.menu-toggle{display:none;background:transparent;border:0;font-size:1.6rem;cursor:pointer;color:var(--navy)}

/* Hero */
.hero{position:relative;min-height:88vh;display:flex;align-items:center;color:#fff;overflow:hidden}
.hero-media{position:absolute;inset:0}
.hero-media img{width:100%;height:100%;object-fit:cover}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(110deg,rgba(14,26,43,.92) 0%,rgba(14,26,43,.65) 55%,rgba(14,26,43,.25) 100%)}
.hero-content{position:relative;padding:90px 22px;max-width:780px}
.hero-content h1{color:#fff}
.hero-content p{color:rgba(255,255,255,.85);font-size:1.1rem}
.hero-content .eyebrow{color:var(--gold-2)}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0 28px}
.hero-trust{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:20px;color:rgba(255,255,255,.85);font-size:.92rem}

/* Sections */
.section{padding:88px 0}
.section-alt{background:#fff}
.section-head{text-align:center;max-width:680px;margin:0 auto 48px}
.section-head p{font-size:1.05rem}

/* Grid 3 */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);transition:transform .25s, box-shadow .25s;color:var(--ink)}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 42px -16px rgba(14,26,43,.28)}
.card img{width:100%;height:220px;object-fit:cover}
.card-body{padding:22px}
.card-body h3{margin-bottom:.4em}
.link{color:var(--navy);font-weight:600;border-bottom:2px solid var(--gold);padding-bottom:2px}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.split-media img{border-radius:var(--radius);box-shadow:var(--shadow);height:100%;max-height:520px;object-fit:cover;width:100%}
.check-list{list-style:none;padding:0;margin:0 0 24px}
.check-list li{padding:8px 0 8px 28px;position:relative;color:var(--ink)}
.check-list li::before{content:"✓";position:absolute;left:0;top:6px;color:var(--gold);font-weight:700}

/* Areas */
.area-cloud{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.area-cloud a{background:#fff;border:1px solid var(--line);padding:10px 16px;border-radius:999px;font-size:.92rem;font-weight:500;transition:all .2s}
.area-cloud a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.area-cloud a.more{background:var(--gold);border-color:var(--gold);color:var(--navy);font-weight:700}
.area-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.area-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.area-card h3{margin-bottom:.3em;color:var(--navy)}

/* CTA Band */
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:60px 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{color:rgba(255,255,255,.8);margin:0}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}

/* Page hero */
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:80px 0 60px}
.page-hero h1{color:#fff}
.page-hero p{color:rgba(255,255,255,.8);max-width:680px}

/* Services list */
.services-list{display:flex;flex-direction:column;gap:48px}
.service-row{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.service-row:nth-child(even) .service-media{order:2}
.service-media img{width:100%;height:340px;object-fit:cover}
.service-body{padding:34px}

/* Quotes */
.quote{background:#fff;border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);margin:0;border-top:4px solid var(--gold)}
.quote p{font-style:italic;color:var(--ink)}
.quote footer{margin-top:14px;display:flex;flex-direction:column}
.quote footer strong{color:var(--navy)}
.quote footer span{color:var(--muted);font-size:.88rem}
.hero-img-wrap img{width:100%;border-radius:var(--radius);max-height:420px;object-fit:cover;margin-bottom:30px}
.mt{margin-top:30px}

/* FAQ */
.faq-list{display:flex;flex-direction:column;gap:12px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 22px}
.faq-item summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:1.05rem;list-style:none}
.faq-item summary::after{content:"+";float:right;color:var(--gold);font-size:1.4rem;line-height:1}
.faq-item[open] summary::after{content:"−"}
.faq-item p{margin:14px 0 0}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:40px;margin-bottom:40px}
.contact-form{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.contact-form label{display:block;margin-bottom:14px;font-size:.9rem;font-weight:600;color:var(--navy)}
.contact-form input,.contact-form textarea{width:100%;padding:11px 14px;border:1px solid var(--line);border-radius:8px;font-family:inherit;font-size:.95rem;margin-top:5px}
.contact-form input:focus,.contact-form textarea:focus{outline:none;border-color:var(--gold)}
.map-wrap{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}

/* Prose */
.prose h2{margin-top:1.6em}
.prose p{color:var(--ink)}

/* Footer */
.site-footer{background:var(--navy);color:#cfd5e2;padding:60px 0 20px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px}
.site-footer h3,.site-footer h4{color:#fff}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer ul li{margin-bottom:8px}
.site-footer a{color:#cfd5e2}
.site-footer a:hover{color:var(--gold-2)}
.site-footer p{color:#9aa3b6;font-size:.92rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:18px;font-size:.85rem;color:#7d869a;text-align:center}

/* Responsive */
@media (max-width: 900px){
  .grid-3,.area-grid,.split,.service-row,.contact-grid,.footer-grid{grid-template-columns:1fr}
  .service-row:nth-child(even) .service-media{order:0}
  .service-media img{height:240px}
  .menu-toggle{display:block;order:3;margin-left:auto}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;padding:18px 22px;border-bottom:1px solid var(--line);gap:10px}
  .nav.open{display:flex}
  .header-inner{position:relative;flex-wrap:wrap}
  .btn-call{order:2;margin-left:auto;font-size:.82rem;padding:8px 12px}
  .section{padding:60px 0}
  .hero{min-height:auto}
  .hero-content{padding:70px 22px}
}